• Great Mortgage Rates • Low Closing Costs • Great Service •

The mortgage lending crisis that we read, see and hear about daily, has been regulated out of existence.  Interest rates are still low. Mortgage money is readily available for refinance (cash outs) and new mortgages.

Loan program guidelines have gone back to the very basics which is great news for home owners. These guidelines have tightened so much that our job has really gotten easier. Thus, we are able and happy to pass along those savings to our hard working clients.

Luis Muñoz has taken an new, fair, common sense approach in offering mortgages with the lowest rate available so qualified borrowers truly get the very best rates on any given day. You pay only the standard fees associated with any new mortgage or re-finance. As you will clearly see in our full, up-front disclosure; there are not hidden or junk fees. "My clients get the best possible rate available along with our low closing costs".

Refinance Now
Alamo-Lending.com makes it easy for you to reduce your current mortgage rate, enabling you to free up hundreds of dollars each month. Reduce the remaining term on your current 30 year mortgage loan to a shorter term and pay about the same monthly payment you are currently paying.

Get Our Good Faith Estimate
You will receive a Good Faith Estimate of Closing Costs from us quickly. Therein, you will see that we indeed offer one of the lowest interest rates available and that your closing costs will be substantially less.

Our website has been designed for ease of use. It's not tricky or chock full of redundant information. There are no pop up banners to capture personal information. You can navigate through it quickly and find the information you need. Call with any questions. You never have to leave the comfort of your home or office.

H. Luis Muñoz
Texas Loan Officer Number 70773
210-288-7455 Fax 888-677-1959
(se habla español)